9:05 – 9:45 VT Department of Banking - DFR Update, Steve Knudson, Assistant General Counsel - Commitment Letter Regulation 98-01 and Privacy Regulation B-2015-2, and Sue Clark, Regulatory & Consumer Affairs Director
9:45 - 11:00 HMDA - Significant changes ahead, what originators and managers need to understand - Sue Quilty, Residential Mortgage Services
11:00 - 11:15 Break - Grab that 2nd cup of coffee with our Vendors
11:15 - 12:00 Working with Others: Including the perils of marketing agreements and vendor management – Ruth Dillingham - First American Title Insurance • How CFPB dislikes but hasn’t prohibited Marketing Service Agreements • How there is some (but not much) information in the field on how to do them correctly • How compliant Vendor Management is being clarified through settlements in areas other than mortgage lending • Coming attractions: software and process changes due to the new Final TRID Rule
12:00 – 12:45 Lunch
12:45 – 1:00 Not-So-Trivial Pursuit Game! Updates, history or news from our Vendors. Listen and Learn to Win!
1:00 - 1:45 Economic Update - Jeffrey Fuhrer, Federal Reserve Bank of Boston