Historical List of VMBA Education

1995
4/95         HUD/FHA Lender Selection of Appraisal Seminar
1996
1/96       Internet Seminar
3/96      Credit Scoring
9/96      Condo Financing
11/96   Self-Employed Borrower
1997
2/97      Regulatory Review
4/97     The Closing Process & Title Insurance
1998
1/98      Make The Customer Say WOW!
2/98      Detecting Fraud & Misrepresentation
2/98      Analysis of the Self-Employed Borrower
5/98       What’s Up With FHA?
10/98       How To Process a Loan
12/98     FHA 203k
1999
5/99      Negotiating the Road to Closing
7/99      Mortgage Insurance Cancellation
2000
1/00    FHA Educational Seminar
2/00     VA Educational Seminar
3/00       Evaluating the Self-Employed Borrower
4/00     Automated Underwriting
7/00     HUD Educational Seminar
11/00       Evaluating the Self-Employed Borrower
2001
1/01    HUD Educational Seminar
3/01  Automated Underwriting
10/01    Customer Service Excellence
2002
2/02    Credit Scoring
4/02   Self-Employed Borrower
2003
2/03    How to Process a Loan
3/03    ESPA, HOEPA, Freddie Mac
4/03     Title Insurance
4/03    Self-Employed Borrower
10/03          School of Mortgage Banking: Course I
Class 1 October 8, 2003: HISTORY OF MORTGAGE LENDING, SECONDARY MORTGAGE MARKET
Class 2 October 15, 2003: ORIGINATION AND MORTGAGE PRODUCTS
Class 3 October 22, 2003: COMPLIANCE AND DOCUMENTATION, UNDERSTANDING THE CREDIT REPORT
Class 4 October 29, 2003: ORIGINATING AND PROCESSING CONVENTIONAL MORTGAGES, PRIVATE MORTGAGE INSURANCE
Class 5  November 5, 2003: UNDERWRITING CONVENTIONAL MORTGAGES
Class 6 November 12, 2003: OVERVIEW OF FHA, VA, RURAL HOUSING, AND VHFA
Class 7 November 20. 2003: REAL ESTATE RESIDENTIAL APPRAISAL
Class 8 December 3, 2003: SERVICING AND QUALITY CONTROL
Class 9 December 10, 2003: CLOSING THE REAL ESTATE LOAN, SECURITY INSTRUMENTS, FUNDAMENTALS OF REAL ESTATE LAW
11/03   Predatory Lending
2004
1/04      Credit Scoring
2/04     Sales Strategies
3/04      Construction Lending
4/04     Self Employed Borrower
10/04    School of Mortgage Banking: Course I
Class 1 October 6, 2004: Overview of Mortgage Lending, History and Role of Mortgage Lending in the Economy
Pricing, Rate Sheets, Products and Programs
Class 2 October 13, 2004: Processing Conventional Mortgages, Private Mortgage Insurance
Class 3 October 20, 2004: Originating the Loan File, Products & Qualification, Sales Strategies
Class 4 October 27, 2004: Compliance and Documentation
Class 5  November 3, 2004: Understanding the Credit Report
Class 6 November 10, 2004: Underwriting Conventional Mortgages
Class 7 November 17. 2004: Overview of FHA, VA, Rural Housing and VHFA
Class 8 December 1, 2004:  Residential Real Estate Appraisal
Class 9 December 8, 2004: Closing the Real Estate Loan, Fundamentals of Real Estate Law
2005
1/05       School of Mortgage Banking Course II
Class 1 Advanced Sales Techniques
Class 2 Secondary Market and Pricing
Class 3 Servicing and Quality Control
Class 4 Advanced Underwriting, Automated Underwriting, Underwriting the Appraisal
Class 5 Underwriting Self-employed Borrowers
Class 6 Condominium Analysis, Stormwater Issues
10/05    School of Mortgage Banking: Course I
Class 1 Wed., October 12 Overview of Mortgage Lending - History and Role of Mortgage Lending in the Economy, Rate Sheets, Products and Programs
Class 2 Wed., October 19 Processing Conventional Mortgages, Private Mortgage Insurance
Class 3 Wed., October 26 Originating the Loan File, Products & Qualifications, Sales Strategies
Class 4 Wed., November 2 Compliance and Documentation: Fair Lending & Disclosures and VT State Regulatory Highlights
Class 5 Wed., November 9  Understanding the Credit Report
Class 6 Wed., November 16  Underwriting Conventional Mortgages
Class 7 Wed., November 30  FHA & VA, VHFA, Rural Housing
Class 8 Wed., December 7  Residential Real Estate Appraisal & Underwriting the Appraisal
Class 9 Wed., December 14 Closing the Real Estate Loan, Fundamentals of Real Estate Law
11/05      VA Training
12/05     Appraisals - Underwriting and New Forms
2006
1/06     School of Mortgage Banking Course II
January 25 1p - 4p Secondary Market and Pricing
February 1 1p - 4p Servicing and Quality Control
February 8 1p - 5p Underwriting Self-employed borrowers
February 15 1p - 4p Condominium Financing
February 22 12:30p - 3:30p Ten Secrets to Successful Customer Retention, Tellin Ain't Sellin: A Sales Training Clinic
5/06     VBA/VMBA Mortgage Day
Nov. 15 Fraud Seminar
(Qualifies for Ethic's Education for CMP Program)
2007
January 23, Program Updates and Issues
February 13  Joint Conference - Manchester, NH
Bus Trip to Sales Seminars and Marketplace Reception
March - RD Guarantee Lender Training  - March 20   2:00
April -Reverse Mortgage Seminar - Thursday, April 5  
Critical Closing Issues - Wednesday, April 11
May -FRAUD and Consequences - Wednesday, May 2
 
Program 8:30 - 12:00
Jerome Mayne  - National author, speaker and Convicted FRAUD Felon.  
(Qualifies for Ethic's Education for CMP Program)
RD Guarantee Lender Training May 8   10:00 AM
Teleconference.  Spend 45 minutes with the RD Staff  
VBA Mortgage Day Seminar  May 15    8:30 - 3:00
October 11  -Economic Update Seminar
What Went Wrong?  What's Next?
Freddie Mac Deputy Chief Economist, Amy Crews Cutts, Ph.D and Ben Niles will review the Mortgage Crisis and Forecast for 2008
November
November 8 - VA Program Update
November 15 - Conventional & VHFA Loans
November 29 - FHA Update
Echo at the Leahy Center for Lake Champlain
December
Holiday Social - December 5
5:30 - 8:00     Inn at Essex
12/5  Sales Seminar 1:30 - 5:00  Essex Outlet Theater
2008
February 6 & 7 Annual NH Joint Mortgage Conference Radisson Hotel - Center of NH Manchester, NH
February 14, 2008 -Understanding Credit Scores and Current Issues
Essex Outlet Theater  Registration 8:30, Seminar 9:00 - 12:00
Tuesday, February 26, 2008   
USDA RURAL DEVELOPMENT GUARANTEED LOANS
FREE WEB TRAINING FEBRUARY 26, 2008—10:00 AM
March 20
Condo Update Seminar
Sheraton, Burlington   9:30 - 12:00 Freddie & Fannie review the new Condo Rules
April 9th
Legislative Training & Luncheon
8:30 - 9:30  Breakfast Social at the Statehouse
9:30 - 10:30 How to make a difference - effective input - Chris Rice
10:30 - 11:30 View committee meeting or general session
12:00 Lunch at Capitol Plaza with Rep. Shap Smith and BISHCA Reps
April 10
Special Membership Event - Rutland
Credit Seminar 3:00 - 5:00
South Station, 170 South Main Street, Rutland Network at Night  5:00 - 7:00
Thursday, May 1 -
Compliance Update Seminar
BISHCA Reps, Tom Candon, Sue Clark, Steve Knudson along with
David Hadlock, of Hadlock Law Offices, Natick, MA, will review
current regulations, the new licensing process, and more.
Note - this program meets the VMBA CMP Ethics Education requirement
May 7th  Annual Meeting  & Recognition Dinner
Sheraton Conference Center, Burlington
May 14
VBA/VMBA Joint Mortgage Day Seminar   
Capitol Plaza Hotel, Montpelier   

VMBA 2008 Golf Open   &  BBQ at  Rocky Ridge
Wednesday, June 4th
12:00 Check-in   12:30 Shotgun Start
4:30 - Social Hour.  BBQ 5:30

June 26  
9 - 11:30
RESPA Do's and Don't Seminar at ECHO
Ruth Dillingham, First American Title
(Qualifies for Ethic's Education for CMP Program)

New England Mortgage Banking Conference
NEMBC - Sept 24 - 26
More than 10 Educational Sessions available over 3 days

October
Thursday, October 16
Analyzing Self Employed Borrowers
Beyond the Basics
Instructor:  Charles Kron, Training Specialist
Genworth Mortgage Insurance
8:00 Registration   8:30 - 12:00 Class
ECHO Lake Aquarium & Science Center

November 5  
Registration 1:00, Class 1:20 - 4:30
Appraisal Challenges in Today's Market -
Understanding the Rules, Roles and Responsibilities
of the Lender, Appraiser and Investor
This program has been approved by the VT Board of RE Appraisers for 3 hours of credit.
Sheraton Hotel & Conference Center, Burlington

November 18
VT Statewide Housing Conference
9 - 4:00 (Registration at 8)
Sheraton Burlington Conference Center
Click Here for More Information

Thursday, December 4th, 2008
Sheraton Hotel & Conference Center, Burlington
Holiday Social   5:30 - 8:00
&
Seminar
The Market Has Changed.  The Borrower Has Changed. Have YOU?
1:30 Registration  Class 2:00 - 5:00
An in-depth and practical look at today's mortgage market, borrower trends, attitudes and behaviors, what type of borrowers live where, and discover how to make this
information differentiate you from the competition and drive more volume into your door.
Sponsored by Genworth Mortgage Insurance
Instructor:  Steve Richman, National Spokesperson & Customer Sales Trainer

2009
FHA Fundamentals Workshop
Brought to you by CampusMBA and Vermont MBA
January 22, 2008
8:30 - 5:00 (Registration begins at 8:00)
New England Federal Credit Union Education Center

eWednesday, March 18
Economic and Housing Market Outlook Webinar
Amy Crews Cutts, Deputy Chief Economist, Freddie Mac
9:30 - 11:00

VMBA & CampusMBA Co-host
Relief Refinance Mortgage
Freddie Mac's Implementation of the
Home Affordable Mortgage Program (HASP) Webinar
Monday, April 20, 2009  2:00 p.m. - 3:30 p.m.

VBA/VMBA Joint Mortgage Day Seminar   - May 12, 2009
Registration 8:30  Program 9 - 12:00  Lunch 12:15
Capitol Plaza Hotel, Montpelier   

June 23, 2009
New TILA Requirements
Live Online Workshop
Amendments to Reg Z are Effective July 30, 2009
Webinar June 23, 2009
2:00 p.m. - 3:30 p.m.
To Register Call 1-800-793-6222, select option 3

Wednesday, August 5th - 5:00 - 7:30
Summer Gala Social at SPLASH

September 9
3 Hour RESPA Federal Law PE Training
NMLS Course #1028
Registration - 8:30  Class 9:00 - 12:00
Hampton Inn, Burlington

New England Mortgage Banking Conference
NEMBC - Sept 30 - Oct 2 Providence, RI

October 13
Full Day Program - Two Sessions - 8 Hours
Reverse Mortgage Seminar
Registration at 8. Class 8:30 - 12:30
Sheraton, Burlington
NMLS Approved Course #1102
Trainer - Mark Burton, CSA, Director of Community Lending Services, American Home Bank Reverse
Plus
4 Hour VT Mortgage Law 101 Seminar
Registration at 1:00. Class 1:30 - 5:30
NMLS Approved Course #1131 -  4 Hour Elective PE Credit
Prepare for the State Licensed Lenders Test - What you need to know
Presented by Vermont Department of Banking Reps, Sue Clark & Steve Knudson

November 7
NMLS  Approved Ethics Class
FHA, Fair Lending & Consumer Credit Protection
4 Hour Class

WEBINAR
Preparing to Take the SAFE MLO Test
Tuesday, November 24  or Wednesday 12/2
9:00 - 10:00  

2010

Wednesday, January 13
Reverse Mortgage Seminar Capitol Plaza Hotel, Montpelier,
VT NMLS Approved Course #1102
12:00 - Light Lunch Registration 12:45   Class 1:00 - 5:00
Note - This is a repeat class - do not take a second time!  Trainer - Mark Burton, CSA,

Thursday, January 28 - Afternoon session
SOLD OUT - SORRY - EMAIL DIANE FOR MORE INFO
4 Hour VT Mortgage Law 101 Seminar
NMLS Approved Course #1131 -  4 Hour Elective PE Credit
Prepare for the State Licensed Lenders Test - What you need to know
Presented by Vermont Department of Banking Reps, Sue Clark & Steve Knudson
Capitol Plaza Hotel, Montpelier, VT
12:00 - Lunch
Registration 12:45   Class 1:00 - 5:00

February 8th Registration 1:00  Class 1:30 - 4:30
The Art of Evaluating the Appraisal NMLS Class #1249
3 Hour PE Elective  February 9th Registration - 8:30  Class 9 - 1:00
Analyzing Self- Employed Borrowers NMLS Class #1250   4 Hour PE Elective    

9 - 12:00 Morning Session FULL
New Session Added - 1:30 - 4:30
141 Harvest Lane, Williston
NEFCU Education Center
F
3 Hour SAFE Federal Laws & Regulations
CMBA NMLS Approved Class #1287
Need an overview of the Federal Mortgage Laws and Regulations?  
Then this course is for you.
$65 Member On-Time Registration ($85 after 3/24)
$150 NonMembers


April 6
1:00 - 5:00 in Southern VT
Holiday Inn Express, 100 Chickering  Drive,  Brattleboro
Analyzing the Self-Employed Borrower  
Repeat Pre-Licensing Elective Class #1250
Our trainer will be Brendan Browne, senior underwriter with MGIC.


April 22  ( & Tues 5/18 Brattleboro)
1:00 - 5:00
Reverse Mortgage Class
VSECU Conference Room
One Bailey Ave, Montpelier, VT

Wednesday, May 12
VBA/VMBA Joint Mortgage Day
Don't miss this annual educational event!
Contact VBA to Register Now

Friday, May 21
Ethics Training  8:30 - 12:30
NEFCU Education Center- 141 Harvest Lane, Williston

Tuesday, June 15
VMBA 2010 Golf Open & Social
Rocky Ridge  8 - 8:30 Check-in   9:00 Shotgun Start
1:30 BBQ Lunch  

September
New England Mortgage Banking Conference
9/15 - 9/17    Providence, RI

Thursday, October 7
VMBA Oktoberfest   5:30 - 9:00  Rocky Ridge

Wednesday, December 8th
Windjammer Upper Deck Pub  Holiday Social
5:30 - 8:30
Sponsored by Radian Guaranty
& Sales Seminar  From Chaos to Control
MGIC Trainer  
2:00 - 5:00

2011
3 Hour SAFE Federal Laws -  Regulatory Reform & Its Affects on Mortgage Finance (Provider NHMBBA #1400374/Course 1827)
January 12, 2011  1:00 - 4:00   Sheraton, Burlington

NH & VT Mortgage Bankers Associations
Mortgage Compliance Conference
Cultivating Success Amid Growing Regulation
Lake Morey Resort  -  March 3 & 4, 2011

May 11 & May 12
8 Hours SAFE Comprehensive Continuing Education Class
Course #2226  Provider CMBA #1400074
Wednesday, 12:30 - 5:00 & Thursday, 8:30 - 1:00

New England Mortgage Banking Conference
September 21 - 23  Newport, RI

VBA/VMBA Joint Mortgage Day

October 12 - BISHCA Seminar
Are You Ready?    
Understanding the New Examination Standards
With Thomas Candon, Deputy Commissioner of Banking
& Ed Haase, Director of Examinations & Enforcement
9:00 - 12:00, Hampton Inn, Colchester

2012
2012 Mortgage Compliance Conference
Cultivating Success Amid Growing Regulation
Link to More Information
April 18 & 19, 2012  Lake Morey Resort

2012 NMLS CE
May 2, 12:00 - 5:00   &   May 3, 2012,  9:00 - 12:00
Sheraton Burlington
Vermont MBA presents ~  8 Hour SAFE Comprehensive CE
FHA For Originators
Diehl & Associates course #2354 (NMLS Approved Trainer 1400133)
presented by our local expert -  Marilyn Morin Roberts

VBA/VMBA Joint Mortgage Day  - May 22

VT Foreclosure Process  & Legislative Session Review
Wednesday June 27, 2012  9:00 - 11:00   

ANTI-MONEY LAUNDERING FOR LENDERS
Webinar  |  Friday, July 13, 2012  |  9:00 - 10:00 AM EDT

New England Mortgage Banking Conference September  19 - 21, 2012

UPDATE WITH RUTH DILLINGHAM
PRIOR TO THE OKTOBERFEST  Wednesday, October 10

8 Hour SAFE Comprehensive CE  Compliance In Action
NMLS Course #2969   October 11, 2012

2013
New England Mortgage Bankers- 2013 Mortgage Compliance Conference
Tuesday, May 7 & Wednesday, May 8, 2013   Lake Morey Resort, Fairlee, Vermont

VMBC
Vermont Mortgage Bankers Conference featuring national sales trainer, Doug Smith
May 22, 2013  -  Full Day $175
Hilton Conference Center, Burlington

8 Hour SAFE Comprehensive CE  Compliance In Action
NMLS Course #2969  June 11, 2013
Peoples United Bank, 2 Burlington Square, Burlington
8:30 Registration  9:00 - 5:30 Class

2014
Wednesday, February 5,2014    9:00 - 11:00
Mortgage Fraud - Common Schemes and Red Flags
Presented by Essent Guaranty, Inc.  NEFCU, 141 Harvest Lane Williston

Rescheduled - Monday, March 31, 2014
Peoples United Bank, Burlington
2013 Federal Regulatory Review with Cathy Parker Winter
(3 Hrs Federal Law CE)

April 23, 5:15 - 7:15  Network at Night - VMBA Social
Halvorson's Upstreet Cafe  Church Street Burlington

Vermont Mortgage Bankers Conference
September 17, 2014
Hilton Conference Center, 60 Battery St.  Burlington

New England Mortgage Banking Conference
September 24 - 25, 2014  Newport, RI

20th Annual VMBA Golf Open & Social
Returns to Stowe Country Club!  Tuesday, October 7, 2014

October 16  8 Hours CE with Cathy Parker
Peoples United Bank

2015
Thursday,April 16, 2015    9:00 - 12:00 SOLD OUT
1:00 - 4:00 Peoples United Bank, Burlington  NMLS Course #5207 The TILA/RESPA Rule
with Cathy Parker Winter, Mortgage Training Solutions
May 1
How CFPB Rules for Lenders will Affect Real Estate Agents and Closings  Sheraton Burlington Conference Center
8:30 Registration/Continental Breakfast  9:00 - 11:00  Program
May 14, 2015
Registration 8:30  Class 9 - 11:00
Peoples United Bank, Burlington
NMLS Course - 2 Hrs NonTraditional Training      
Refinancing FHA Mortgages  with Cathy Parker Winter, Mortgage Training
May 21, 2015
VBA Mortgage Day
9:00 - 2:45 Capitol Plaza, Montpelier
June 10, 2015  
VMBA Golf Open at Country Club of Vermont
Shotgun start at 1:00, following Luncheon at 11:45
Annual Meeting June 16 - Register Now
June 18, 2015
Peoples United Bank, Burlington  NMLS Course #TBD

Understanding Appraisals
Learn what makes small community and rural properties challenging.  
August 19  9:00 - 11:30
New England Federal Credit Union Member Education Center
Harvest Lane, Williston
Sponsored by Essent Guaranty

September 2, 2015 8 Hours CE with Cathy Parker Peoples United Bank

2016
February- Tri-State Conference, Portsmouth, NH

2016 NMLS Approved Continuing Education  April 14, 3 Hrs Federal Law, May 17, 5 Hrs Ethics and Alt. Mtgs

Analyzing the Self-Employed Borrower
Hosted by Essent Guaranty
Wednesday, August 31 9 - 12:00  
Learn how to calculate qualifying income using a cash flow analysis method.

2017
January 25 - VMBA Legislative Morning in Montpelier
Feb 2,3, 2017  Tri-State Conference, Portsmouth, NH
April 25  2 Hr NMLS CE, Ethics with Cathy Parker.  Peoples United Bank
May 24, 2017  6 Hrs NMLS CE.  3 Hr Federal Law, 2 Hr VA, and 1 Hr Federal Law - Privacy with Cathy Parker
2017 Annual Meeting, Thursday June 15, 3 - 5:00
Free Event - Registration Required    Nominees
Analyzing the Self-Employed Borrower
Hosted by Essent Guaranty
Wednesday, August 31 9 - 12:00
Learn how to calculate qualifying income using a cash flow analysis method.
Registration Required!
REGISTER NOW - FREE FOR VMBA MEMBERS
Vermont MBA Conference
Thursday, October 13, 2016  Hilton Burlington   60 Battery Street
Agenda       Look Who's Coming!              Register
Electronic Handouts

2016 NMLS Approved Continuing Education
8 Hrs - Final 2016 In-Person Class
Tuesday, November 29  8:15 - 4:30
Peoples United Bank  190 Maple St.  White River Junction, VT