Important LINKS

Posted 9/18/17 - DRAFT REVISIONS TO Regulation B-98-1,
Residential Real Estate Mortgage Loan Commitment Letters
Comments Received by VT DFR
Commitment Letter Reg Redline Revised 9/12/17

REGULATION B-2017-0_ (Supersedes and Replaces Regulation B-98-1) Form, Content & Timing of  
Residential Real Estate Mortgage Loan Commitment Letters

Vermont Privacy Regulation

GSE Reform - MBA Recommendations

MBA Update on Important PACE Loan Changes

Appraised Value and Energy Efficiency

VT Transfer Tax Chart, June 2015

CFPB  Resources for RESPA/TILA Implementation 11/14

MBA 2014 Economic Forecast & Analysis

MBA Vermont State Facts, 3rd Qtr 2013

Link to Freddie/Fannie 2014 Limits

2014 Loan Limits - FHA Link to Document 13-43

ALTA Statement on Eminent Domain

Vermont State Facts, 2nd Qtr 2013

MBA Letter to Congress, Eminent Domain, July 2013

1st Quarter 2013 VT Delinquency Summary Report

H.431 Foreclosure Mediation

Make 2013 A Record Year - Doug Smith

Letter to CFPB on RESPA/TILA Proposed Rules, Nov. 2012

Letter to CFPB - Truth in Lending (Regulation Z) Loan Originator Compensation Proposed Rule

CFPB Proposed Rule on No-Point/Fee Loan offers and MLO Compensation  

Anti-Money Laundering for Lenders - Offit-Kurman Presentation

VT Private Road Law - Effective July 2012

Vermont State Mortgage Market Profile

Mortgage Action Alliance Newsletter April 11, 2011

RESPA Guidance March, 2011

Consumer Financial Protection Bureau

December 2010 Newsletter

Link to NMLS Website

VT Residential Energy Code

SAFE Act Final Ruling for Banks, Credit Unions & Depositories

Vermont Law Links
National Content Links to Federal Law Resources

July 2009 Newsletter - More Compliance News
June Newsletter - Special Compliance Update

SAFE Act Amendments to VT Law- H-171 As Passed

MBA National Delinquency Update 1st Quarter 2009
MBA National Delinquency Survey (4th Qtr 2008)

Vermont State Fact Sheet - 2008

Newsletter - Spring 2009

USDA RD Income Bands

Updates March 4th below:
HASA - Making Home Affordable Summary
Updated Detailed Making Home Affordable Program Fact Sheet
Housing Counselor Q&A for Making Home Affordable program

Feb.10, 2009 Releases:
MBA Summary of Homeowner Affordability  and Stability Plan (HASA)
Q&A For Borrowers on HASA

MBA News Update 1/5/09

MBA Advocacy Update

BISHCA Mortgage Assistance Program

The Market Has Changed Seminar 12/4/08

BISHCA New Foreclosure Filings by County

2007 MBA Report of Lender Market Share
(Order from from MBA)

RESPA Update

2008 - ALL FHA Mortgagee Letters

FHA Letter 2008 - 36  (2009 Limits)

Capital Markets in Flux - 9/18/08


HERA Implementation Timeline

Housing & Economic Recovery Act Resource Center

MBA GSE Resource Center

MBA Talking Points on GSEs

National Delinquency Survey

Housing & Economic Recovery Act Summary


Property Tax Adjustment Form

VMBA  Newsletters and Notices
Feb 2009 Newsletter
Fall 2008 Newsletter
Spring 2008 Newsletter
November 2007 Bulletin
October 2007
August 2007
July 2007

Housing Appreciation data by state

Fannie Mae

Freddie Mac


Vermont Department of Banking, Insurance, and Securities

Vermont Legislative Bill Tracking
Contact us:
Vermont Mortgage
Bankers Assn.