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8:30 – 9:00 Check In
9:00 – 12:00 CE Course
3 Hour Federal Law - TRID Overview
Timing of Disclosures
The Consumer Financial Protection Bureau (CFPB) has been actively reviewing and updating the mortgage regulations to provide conformity and also strengthen consumer protections. This class will provide an overview of the new TILA-RESPA Integrated Mortgage Disclosure rule which took effect August 1, 2015, updated in 2017, and FAQ released January 2019.
Ø General requirements of the regulation
Ø Definitions: covered transaction, business day, delivery, consummation, application
Ø The new disclosures: The Loan Estimate, The Closing Disclosure
WE HOPE TO SEE YOU THERE!
VERMONT MORTGAGE BANKERS ASSOCIATION
Executive Director Joshua Wolfe
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P.O. Box 7855Portland, ME 04112-7855