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VERMONT MORTGAGE BANKERS ASSOCIATION

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Upcoming events

    • 02/20/2025
    • 10:00 AM - 11:00 AM
    • WEBINAR
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    DON'T MISS OUT!

    2/20/25





    VMBA's February 2025 Breakfast Webinar with Jennifer Cowles, Vice President & MPF Program Manager; Federal Home Loan Bank of Boston and Kaitlyn Mulhern, Homeownership Set-Aside Programs Manager; Federal Home Loan Bank of Boston!


    "Mortgage Solutions for Underserved Communities"


    Presenter & Topic


    VMBA is excited to welcome Jennifer Cowles, Vice President & MPF Program Manager; Federal Home Loan Bank of Boston and Kaitlyn Mulhern, Homeownership Set-Aside Programs Manager; Federal Home Loan Bank of Boston as VMBA's February 2025 Breakfast Webinar guest speaker (please see topic and bio below)!

    CLICK HERE TO REGISTER

    *Please note that meeting login will be sent to registrants separately.  Please make sure to check your junk email if you don't see this after registration. *


    TOPIC

    The Federal Home Loan Bank of Boston (FHLBank Boston), a cooperatively owned institution serving New England financial institutions, provides reliable wholesale funding, liquidity, and tailored mortgage solutions that help communities thrive.

    This session will focus on FHLBank Boston’s commitment to expanding homeownership opportunities through its secondary market mortgage products, including the Mortgage Partnership Finance (MPF) program, the MPF Permanent Rate Buydown, and Homeownership Assistance Programs that offer forgivable grants to income-eligible homebuyers.

    Presentation topics will include:

    • MPF Overview
    • MPF 35
    • Permanent Rate Buydown (MPF)
    • Benefits of a PFI through MPF products
    • Homeownership Assistance Programs Overview- Equity Builder Program (EBP), Housing Our Workforce (HOW), and Lift Up Homeownership (LUH)
    • Benefits to Down-payment Assistance (DPA)
    • Homeownership Comparison Grid


    SPEAKER BIOGRAPHY


      Jennifer Cowles, Vice President & MPF Program Manager;

      FHL Bank Boston

      Jennifer is a highly valued resource in the mortgage finance realm with more than 30 years of experience in the financial services industry. She has an extensive background in real estate loan origination, loan servicing, investor relations, secondary market, and risk management.  

      Now Jennifer brings her knowledge to bear on behalf of FHLBank Boston members by leading the team that promotes the secondary market product offerings under the Bank's Mortgage Partnership Finance® Program.


      Kaitlyn Mulhern, Set-Aside Programs Manager;

      FHL Bank Boston

      Kaitlyn oversees FHLBank Boston’s Equity Builder Program, Housing Our Workforce and Lift Up Homeownership programs. In addition to her program manager role at FHLBank Boston, Kaitlyn is passionate about affordable housing and down payment assistance through networking opportunities among mortgage industry professionals throughout New England. She is committed to FHLBank’s three homeownership programs, working to educate and enhance each homeownership assistance program.

      Prior to joining FHLBank Boston in 2018, Kaitlyn was a residential loan operations manager and underwriter for more than eight years at a community bank in Massachusetts. These roles helped her deepen her understanding of the mortgage loan process and develop an appreciation for the borrowing experience, particularly for first-time homebuyers. Kaitlyn is a graduate of Endicott College, avid runner, and most importantly a boy mom of two.



      CLICK HERE TO REGISTER

      *Please note that meeting login will be sent to registrants separately. Please make sure to check your junk email if you don't see this after registration. *


      DON'T MISS OUT!

      2/20/25


      WE HOPE TO SEE YOU THERE!


      Thank You To Our 2025 Sponsors!!


    Past events

    02/13/2025 VMBA's 2025 Legislative Day!
    02/06/2025 2025 Tri-State Mortgage Conference
    01/23/2025 VMBA JANUARY 2025 BREAKFAST WEBINAR
    12/12/2024 VMBA DECEMBER 2024 BREAKFAST WEBINAR
    11/18/2024 VIRTUAL CE Class (8hr)
    10/09/2024 VBA & VMBA 2024 Mortgage Conference
    09/24/2024 VMBA SEPTEMBER 2024 BREAKFAST WEBINAR
    06/26/2024 2024 VMBA ANNUAL MEETING
    06/03/2024 VMBA's 2024 Annual Golf Tournament
    05/15/2024 VMBA MAY 2024 BREAKFAST WEBINAR
    04/25/2024 VMBA APRIL 2024 BREAKFAST WEBINAR
    04/04/2024 VMBA APRIL 2024 BREAKFAST WEBINAR
    02/08/2024 2024 Tri-State Mortgage Conference
    10/26/2023 *THIS HAS BEEN MOVED TO VIRTUAL* CE Class (8hr)
    10/05/2023 October 2023 Education Webinar
    10/03/2023 VBA & VMBA 2023 Mortgage Conference
    09/13/2023 NEMBC 2023 Conference
    06/21/2023 2023 VMBA ANNUAL MEETING
    06/05/2023 VMBA's 2023 Annual Golf Tournament
    04/18/2023 VMBA APRIL 2023 BREAKFAST WEBINAR
    03/21/2023 VMBA MARCH 2023 BREAKFAST WEBINAR
    02/14/2023 VMBA FEBRUARY 2023 BREAKFAST WEBINAR
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    11/15/2022 VMBA NOVEMBER 2022 BREAKFAST WEBINAR
    10/20/2022 VMBA OCTOBER 2022 BREAKFAST WEBINAR
    10/12/2022 Vermont Bankers Association, Inc. & Vermont Mortgage Bankers Association 2022 Mortgage Conference
    09/15/2022 VMBA SEPTEMBER 2022 BREAKFAST WEBINAR
    06/13/2022 VMBA's 2022 Annual Golf Tournament
    06/01/2022 2022 VMBA ANNUAL MEETING
    05/26/2022 RESCHEDULED: VMBA APRIL 2022 BREAKFAST WEBINAR
    05/17/2022 VMBA MAY 2022 BREAKFAST WEBINAR
    03/22/2022 VMBA MARCH 2022 BREAKFAST WEBINAR
    02/15/2022 VMBA FEBRUARY 2022 BREAKFAST WEBINAR
    01/25/2022 VMBA JANUARY 2022 BREAKFAST WEBINAR

    VERMONT MORTGAGE BANKERS ASSOCIATION


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    P.O. Box 291
    Williston, VT  05495-9998



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