
VMBA's February 2025 Breakfast Webinar with Jennifer Cowles, Vice President & MPF Program Manager; Federal Home Loan Bank of Boston and Kaitlyn Mulhern, Homeownership Set-Aside Programs Manager; Federal Home Loan Bank of Boston!
"Mortgage Solutions for Underserved Communities"
Presenter & Topic
VMBA is excited to welcome Jennifer Cowles, Vice President & MPF Program Manager; Federal Home Loan Bank of Boston and Kaitlyn Mulhern, Homeownership Set-Aside Programs Manager; Federal Home Loan Bank of Boston as VMBA's February 2025 Breakfast Webinar guest speaker (please see topic and bio below)!
CLICK HERE TO REGISTER
*Please note that meeting login will be sent to registrants separately. Please make sure to check your junk email if you don't see this after registration. *
TOPIC
The Federal Home Loan Bank of Boston (FHLBank Boston), a cooperatively owned institution serving New England financial institutions, provides reliable wholesale funding, liquidity, and tailored mortgage solutions that help communities thrive.
This session will focus on FHLBank Boston’s commitment to expanding homeownership opportunities through its secondary market mortgage products, including the Mortgage Partnership Finance (MPF) program, the MPF Permanent Rate Buydown, and Homeownership Assistance Programs that offer forgivable grants to income-eligible homebuyers.
Presentation topics will include:
- MPF Overview
- MPF 35
- Permanent Rate Buydown (MPF)
- Benefits of a PFI through MPF products
- Homeownership Assistance Programs Overview- Equity Builder Program (EBP), Housing Our Workforce (HOW), and Lift Up Homeownership (LUH)
- Benefits to Down-payment Assistance (DPA)
- Homeownership Comparison Grid
SPEAKER BIOGRAPHY

Jennifer Cowles, Vice President & MPF Program Manager;
FHL Bank Boston
Jennifer is a highly valued resource in the mortgage finance realm with more than 30 years of experience in the financial services industry. She has an extensive background in real estate loan origination, loan servicing, investor relations, secondary market, and risk management.
Now Jennifer brings her knowledge to bear on behalf of FHLBank Boston members by leading the team that promotes the secondary market product offerings under the Bank's Mortgage Partnership Finance® Program.

Kaitlyn Mulhern, Set-Aside Programs Manager;
FHL Bank Boston
Kaitlyn oversees FHLBank Boston’s Equity Builder Program, Housing Our Workforce and Lift Up Homeownership programs. In addition to her program manager role at FHLBank Boston, Kaitlyn is passionate about affordable housing and down payment assistance through networking opportunities among mortgage industry professionals throughout New England. She is committed to FHLBank’s three homeownership programs, working to educate and enhance each homeownership assistance program.
Prior to joining FHLBank Boston in 2018, Kaitlyn was a residential loan operations manager and underwriter for more than eight years at a community bank in Massachusetts. These roles helped her deepen her understanding of the mortgage loan process and develop an appreciation for the borrowing experience, particularly for first-time homebuyers. Kaitlyn is a graduate of Endicott College, avid runner, and most importantly a boy mom of two.
CLICK HERE TO REGISTER
*Please note that meeting login will be sent to registrants separately. Please make sure to check your junk email if you don't see this after registration. *
DON'T MISS OUT!
2/20/25
WE HOPE TO SEE YOU THERE!
Thank You To Our 2025 Sponsors!!
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