Menu
Log in


VERMONT MORTGAGE BANKERS ASSOCIATION

Click image below to Login.

Log in

Upcoming events

    • 09/16/2025
    • 11/25/2025
    • 11 sessions
    • WEBINAR - TEAMS STREAMING PLATFORM



    Education Opportunity!!


    Click Here for Registration Form


    "Principles of Mortgage Banking I"

    Program:

    An eleven-week course, held one morning a week, featuring discussions and lectures by experienced professionals in the residential mortgage banking field. Second program, Principles of Mortgage Banking II advanced level designed to provide a broader knowledge of the lending industry.

    Purpose:

    To strengthen existing knowledge for industry professionals or introduce students to the variety of topics and activities associated with mortgage banking in order to expand their understanding of a complex industry.

    Secondary market guidelines are taught throughout the course as well as technical training in areas critical to a successful lending program in today’s home loan environment.

    Who Should Attend:

    Recommended for cross training employees or strengthening knowledge and understanding for all levels of experience in loan origination, compliance, post-closing, processing and underwriting residential mortgage loans.

    Cost:

    $399 full course as a MBBA-NH, MAMP, and VMBA member

    $599 full course as a non-member

    $ 75 individual module as a MBBA-NH, MAMP, and VMBA member

    $ 95 individual module as a non-member

    Registration:

    Please send the registration form to Mortgage Bankers and Brokers Association of New Hampshire (MBBA-NH), P.O. Box 2815, Concord, NH 03302 or email to executive-director@mbba-nh.org —pay by Check, MasterCard / Visa.

    Schedule:

    Module 1– September 16, 2025

    HISTORY OF THE MORTGAGE FINANCE INDUSTRY

    Mark Chalifour, CMP, Retired

    Module 2-September 23, 2025

    COMPLETING THE LOAN APPLCATION

    TRID & LOAN ESTIMATE / CLOSING DISCLOSURE

    Jane Jordan, CMP, Sr. Loan Officer, Movement Mortgage

    Garry Cornelius, VP Residential Mortgage Sales, Merrimack County Savings Bank

    Module 3-September 30, 2025

    UNDERSTANDING THE CREDIT REPORT

    Samia DeMarco, Business Development Director, Total Mortgage

    REVIEW OF PURCHASE AND SALES AGREEMENT

    Gary Coffin, CMP, President, Stonemark Abstract Services, LLC

    Module 4-October 7, 2025

    CHOOSING THE APPROPRIATE MORTGAGE PRODUCT

    HOMETeam Education & Resources

    NH Housing Homeownership Programs and Benefits

    Sandra Guide, Sr. Loan Officer, HarborOne Mortgage Ryan Tufts, Loan Officer, Northpoint Mortgage

    Paul McLaughlin, CMP, HOMEteam Manager, Neighborworks Southern NH

    Eric Palmer, Director, Business Development Homeownership, New Hampshire Housing

    Module 5-October 14, 2025

    PROCESSING AND UNDERWRITING MORTGAGE LOANS (PART I)

    Michael Chadbourne, VP, Residential Lending Operations, Bar Harbor Bank

    Joe Coulter, Underwriting Manager, Guild Mortgage

    Module 6-October 21, 2025

    PROCESSING AND UNDERWRITING MORTGAGE LOANS (PART II)

    Michael Chadbourne, VP, Residential Lending Operations, Bar Harbor Bank

    Joe Coulter, Underwriting Manager, Guild Mortgage

    Christine Hager, Underwriting Team Lead, CMG

    Module 7-October 28, 2025

    APPRAISING THE COLLATERAL

    Jack Lavoie, SRA, President, Accurate Appraisal Services

    Module 8-November 4, 2025

    CLOSING THE REAL ESTATE LOAN

    Gary Coffin, CMP, President, Stonemark Abstract Services, LL

    QC/FRAUD

    Dan Pass Compliance & BSA Officer, Community Loan Fund

    Patty Maynard, Compliance Manager, Northpoint Mortgage

    Module 9-November 12, 2025

    FEDERAL REGULATIONS

    Rob Mildish, Chief Compliance & Risk Officer, Northpoint Mortgage

    Module 10 – November 18, 2025

    ETHICS IN MORTGAGE LENDING

    Greg Korn, CMP, Sales Manager New England, MGIC

    UNDERSTANDING FLOOD DETERMINATIONS AND INSURANCE

    Mark Condodemetraky, GC Engineering, Laconia, NH.

    Module 11– November 25, 2025

    FINAL EXAM


    DON'T MISS OUT!

    Click Here for Registration Form


    Thank You To Our 2025 Sponsors!!


    • 09/25/2025
    • 10:00 AM - 11:00 AM
    • WEBINAR
    Register

     

    DON'T MISS OUT!

    9/25/25





    VMBA's September 2025 Breakfast Webinar with Julie Curtin, Director of Homeownership; Champlain Housing Trust and Jaclyn Marcotte, Associate Director of Homeownership; Champlain Housing Trust!


    "Bridging the Affordability Gap - Shared Equity Mortgages"


    Presenter & Topic


    VMBA is excited to welcome Julie Curtin, Director of Homeownership; Champlain Housing Trust and Jaclyn Marcotte, Associate Director of Homeownership; Champlain Housing Trust as VMBA's September 2025 Breakfast Webinar guest speaker (please see topic and bio below)!

    CLICK HERE TO REGISTER

    *Please note that meeting login will be sent to registrants separately.  Please make sure to check your junk email if you don't see this after registration. *


    TOPIC

    Shared equity mortgages are reshaping how buyers enter the housing market. In this webinar, discover how shared equity programs can help lenders reach new borrowers, reduce risk, and stay ahead of an evolving mortgage landscape.



    SPEAKER BIOGRAPHY



      Julie Curtin, Director of Homeownership;

      Champlain Housing Trust

      Julie joined CHT in October 2021. She was most recently the Chief Operating Officer and interim Chief Executive Officer of Downstreet Housing and Community Development in Barre. Before that, she was Director of Legal Services at the Vermont Land Trust. She has also worked for Legal Aid of Los Angeles and The Nature Conservancy. Julie is a licensed attorney and practiced real estate and affordable housing law for 15 years, including four years with a boutique firm specializing in low-income housing tax credits and other affordable housing transactions.


      Jaclyn Marcotte, Associate Director of Homeownership;

      Champlain Housing Trust

      Jaclyn has been with CHT for over 15 years and has extensive experience and knowledge of our shared equity program. Jaclyn is a national leader in the community land trust field and is sought for her technical assistance on everything from marketing shared equity homes, data management and stewardship. She has played a key role in the project management of our two most recent new construction projects, including Butternut Grove Condominiums in Winooski, VT, which was financed in part with NMTC equity.



      CLICK HERE TO REGISTER

      *Please note that meeting login will be sent to registrants separately. Please make sure to check your junk email if you don't see this after registration. *


      DON'T MISS OUT!

      9/25/25


      WE HOPE TO SEE YOU THERE!


      Thank You To Our 2025 Sponsors!!


      • 10/02/2025
      • 8:00 AM - 3:30 PM
      • Capitol Plaza Hotel & Conference Center

      DON'T MISS OUT!

      ***REGISTRATION IS NOW OPEN!!! COMPLETE THE BELOW REGISTRATION FORM TO REGISTER TODAY!!***

      Click Here for Registration Form

      Click Here for Sponsorship Form

      VBA & VMBA 2025 Annual Mortgage Conference


      October 2, 2025!

      Governors Ballroom, Capitol Plaza Hotel & Conference Center; Montpelier, Vermont 


      *Speakers from various local organizations, a Realtor Panel Session, a look at the VT Housing Landscape and more!*

      *Great Location*

      *Sponsorship Opportunities*

      *Timely Topics & Dynamic Speakers*

      *Networking*

      Grow your business! $$$


      The Vermont Bankers Association, Inc. and Vermont Mortgage Bankers Association invite you to be a part of Vermont's only dedicated mortgage conference in 2025 - an event that offers attendees dynamic speakers and networking opportunities designed to help you and your business grow and succeed! See event information below! To register, please complete and return the registration form no later than Friday, September 19, 2025.


      DON'T MISS OUT!

      COMPLETE AND SEND IN REGISTRATION FORM NO LATER THAN FRIDAY, SEPTEMBER 19, 2025 TO REGISTER!

      *SPONSORSHIP OPPORTUNITIES BELOW*


      **AGENDA**

      Thursday, October 2nd

      8:00 - 8:30 AM       Registration & Continental Breakfast

      8:30 - 8:35 AM       Welcome and Opening Remarks

      8:35-9:05 AM       Mortgage Industry Regulatory Updates; Dean Stockton, M&M Consulting

      9:05-9:15 AM    Break

      9:15-9:45 AM   Overview of the Vermont Housing Landscape; Commissioner Alex Farrell, Vermont Department of Housing & Community Develpment

      9:45-10:30 AM      Homes for All - Public Tools, Private Capital, Shared Solutions;

      Chris Cochran, Director, Community Planning & Revitalization Division, DHCD

      Jeff Dube, Planning and Project Manager, Community Planning & Revitalization, DHCD 

      10:30-10:45 AM   Break

      10:45-11:45 AM    Realtor Panel - Market Update Discussion;

      Jeff Teplitz, Community Bank N.A., Moderator

      Mike Hickey, KW Vermont

      Jessica Bridge, Element Real Estate

      Dan McKenna, Cummings & Co Real Estate

      11:45 AM-12:45 PM      Lunch & Legislative Update; Christopher D'Elia, President, Vermont Bankers Association

      12:45-1:15 PM     Flood Overview; Mark Condodemetraky, Professional Engineer, Professional Land Surveyor, President, G.C. Engineering

      1:15-1:30 PM     Break

      1:30-2:45 PM     How to Build a Thriving Referral Network; Jennifer Elder, CPA & CSP

      2:45-3:30 PM     Real Estate & Mortgage Fraud; Liz Smith & Katie Caron, CATIC

      3:30 PM     Networking/Adjournment


      *SPONSORSHIP OPPORTUNITIES*

      SPONSOR INFORMATION

      Being a sponsor is not only a great way to support the success of the conference, but an excellent way to advertise and put your company name in front of others within the mortgage industry. 

      Sponsors will be recognized within the event program and attendee list, have their logo displayed on screen during opening remarks and breaks, included in verbal announcements at the opening and closing remarks, receive 1 complimentary registration to the event to learn and network; and have an opportunity to provide a door prize.


      Please return the completed sponsorship registration form by Wednesday, September 17, 2025 to register for a sponsorship.

      SPONSORSHIP OPPORTUNITY FORM

    Past events

    09/09/2025 VMBA End of Summer Social!
    06/25/2025 2025 VMBA ANNUAL MEETING
    06/09/2025 VMBA's 2025 Annual Golf Tournament
    05/06/2025 VMBA & NVRA JOINT EDUCATION PANEL
    04/17/2025 VMBA APRIL 2025 BREAKFAST WEBINAR
    04/03/2025 Networking with a Kick!!
    03/27/2025 VMBA MARCH 2025 BREAKFAST WEBINAR
    02/20/2025 VMBA FEBRUARY 2025 BREAKFAST WEBINAR
    02/13/2025 VMBA's 2025 Legislative Day!
    02/06/2025 2025 Tri-State Mortgage Conference
    01/23/2025 VMBA JANUARY 2025 BREAKFAST WEBINAR
    12/12/2024 VMBA DECEMBER 2024 BREAKFAST WEBINAR
    11/18/2024 VIRTUAL CE Class (8hr)
    10/09/2024 VBA & VMBA 2024 Mortgage Conference
    09/24/2024 VMBA SEPTEMBER 2024 BREAKFAST WEBINAR
    06/26/2024 2024 VMBA ANNUAL MEETING
    06/03/2024 VMBA's 2024 Annual Golf Tournament
    05/15/2024 VMBA MAY 2024 BREAKFAST WEBINAR
    04/25/2024 VMBA APRIL 2024 BREAKFAST WEBINAR
    04/04/2024 VMBA APRIL 2024 BREAKFAST WEBINAR
    02/08/2024 2024 Tri-State Mortgage Conference
    10/26/2023 *THIS HAS BEEN MOVED TO VIRTUAL* CE Class (8hr)
    10/05/2023 October 2023 Education Webinar
    10/03/2023 VBA & VMBA 2023 Mortgage Conference
    09/13/2023 NEMBC 2023 Conference
    06/21/2023 2023 VMBA ANNUAL MEETING
    06/05/2023 VMBA's 2023 Annual Golf Tournament
    04/18/2023 VMBA APRIL 2023 BREAKFAST WEBINAR
    03/21/2023 VMBA MARCH 2023 BREAKFAST WEBINAR
    02/14/2023 VMBA FEBRUARY 2023 BREAKFAST WEBINAR
    01/26/2023 VMBA JANUARY 2023 BREAKFAST WEBINAR
    11/15/2022 VMBA NOVEMBER 2022 BREAKFAST WEBINAR
    10/20/2022 VMBA OCTOBER 2022 BREAKFAST WEBINAR
    10/12/2022 Vermont Bankers Association, Inc. & Vermont Mortgage Bankers Association 2022 Mortgage Conference
    09/15/2022 VMBA SEPTEMBER 2022 BREAKFAST WEBINAR
    06/13/2022 VMBA's 2022 Annual Golf Tournament
    06/01/2022 2022 VMBA ANNUAL MEETING
    05/26/2022 RESCHEDULED: VMBA APRIL 2022 BREAKFAST WEBINAR
    05/17/2022 VMBA MAY 2022 BREAKFAST WEBINAR
    03/22/2022 VMBA MARCH 2022 BREAKFAST WEBINAR
    02/15/2022 VMBA FEBRUARY 2022 BREAKFAST WEBINAR
    01/25/2022 VMBA JANUARY 2022 BREAKFAST WEBINAR

    VERMONT MORTGAGE BANKERS ASSOCIATION


    Click to Email

    P.O. Box 291
    Williston, VT  05495-9998



    Powered by Wild Apricot Membership Software